Terms and Conditions for Online Payments

Introduction: These terms and conditions apply to the User who uses the Online Services provided for any payment made to DSC Bazar(Vowel Enterprise). Kindly read these terms and conditions carefully. By authorizing a payment to DSC Bazar(Vowel Enterprise) through the online payment service ("the service"), it would be treated as a deemed acceptance to these terms and conditions. DSC Bazar(Vowel Enterprise) reserves all the rights to amend these terms and conditions at any time without giving prior notice. It is the responsibility of the User to have read the terms and conditions before using the Service.

Key Terms:

• Payment(s) through this Service may only be made with a Credit Card, Debit card or Net Banking.
• Before using this Service, it is recommended that the user shall make necessary enquiry about the charges or fees payable against the Credit/Debit card used from Credit Card or the Debit Card service provider i.e. the respective Bank.
• The credit card information supplied at the time of using the service is processed by the payment gateway of the service provider and is not supplied to DSC Bazar(Vowel Enterprise). It is the sole responsibility of the User of the service to ensure that the information entered in the relevant fields are correct. It is recommended that you take and retain a copy of the transaction for record keeping purposes, which might assist in resolution of any disputes that may arise out or usage of the service.
• The Applicant agrees, understands, and confirms that his/her personal data including without limitation details relating to debit card/credit card/net banking transmitted over the Internet may be susceptible to misuse, hacking, theft, and/or fraud and that DSC Bazar(Vowel Enterprise) or the Payment Service Provider(s) have no control over such matters.
• The service is provided using a payment gateway service provider through a secure website. However, neither the payment gateway service provider nor the DSC Bazar(Vowel Enterprise) gives any assurance that the information so provided online by a user is secured or may be read or intercepted by a third party. DSC Bazar(Vowel Enterprise) does not accept or assume any liability in the event of such unauthorized interception, hacking, or other unauthorized access to information provided by a user of the service.
• DSC Bazar(Vowel Enterprise) and/or the Payment Service Providers shall not be liable for any inaccuracy, error, or delay in, or omission of (a) any data, information, or message, or (b) the transmission or delivery of any such data, information, or message; or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance, or interruption in any such data, information, or message.
• The Applicant agrees that DSC Bazar(Vowel Enterprise) or any of its employees will not be held liable by the Applicant for any loss or damages arising from your use of, or reliance upon the information contained on the Website, or any failure to comply with these Terms and Conditions where such failure is due to circumstances beyond DSC Bazar(Vowel Enterprise) reasonable control.

Debit/Credit Card, Bank Account Details:

• The Applicant agrees that the debit/credit card details provided by him/her for use of the aforesaid Service(s) must be correct and accurate and that the Applicant shall not use a Debit/credit card that is not lawfully owned by him/her or the use of which is not authorized by the lawful owner thereof. The Applicant further agrees and undertakes to provide correct and valid debit/credit card details.
• The Applicant may pay his/her Payment/Charge to DSC Bazar(Vowel Enterprise) by using a debit/credit card or through an online banking account. The Applicant warrants, agrees, and confirms that when he/she makes a payment transaction and/or issues an online payment instruction and provides his/her card/bank details:
• The Applicant is fully and lawfully entitled to use such credit/debit card, bank account for such transactions.
• The Applicant is responsible for ensuring that the card/bank account details provided by him/her are accurate.
• The Applicant is responsible for ensuring that sufficient credit is available on the nominated card/bank account at the time of making the payment to permit the Payment of the dues payable or Charges dues selected by the Applicant inclusive of the Payment.

No Warranty:

No warranty, representation, or guarantee, express or implied, is given by DSC Bazar(Vowel Enterprise) in respect of the operation of the service.

Disclaimer and Limitation of Liability:

DSC Bazar(Vowel Enterprise) does not accept liability for any damage, loss, cost (including legal costs), expenses, indirect losses, or consequential damage of any kind which may be suffered or incurred by the User from the use of this service.

Governing Law:

These terms and conditions are governed by the laws of India and the competent courts at Ahmedabad shall have exclusive jurisdiction.

Dispute Resolution:

Any dispute arising in relation to the terms and conditions will be submitted to a sole arbitrator appointed by DSC Bazar(Vowel Enterprise) under the provisions of the Arbitration and Conciliation Act, 1996 and rules framed thereunder. The venue of Arbitration shall be at Ahmedabad.

Refund/Cancellation Policy:

Payment or Charges once paid will not be refunded under any circumstances.